Loan book
$129,500
740 active · $175 avg
Good morning
Wed, Aug 13
Loan book
$129,500
740 active · $175 avg
Redemption rate
84%
of matured loans redeemed
Service-charge income
$11,800
MTD
Retail sales
$13,600
MTD
Redemption reminders queued — texting keeps the redemption rate up.
$2,940 principal converts to inventory if not redeemed.
$1,320 tied up on the shelf. Mark down or move online.
ATF 4473 / FL hold clock running before resale.
Return to floor; layaway >20% of stock drags gross profit.
Loan book value
$129,500
Active loans
740
Avg loan ticket
$175
Redemption rate
84%
Mature today
34
Redemptions today
14
New loans today
22
Redemption rate
84%
Redemption reminders queued — texting keeps the redemption rate up.
Forfeiting soon
18
$2,940 principal
Layaway defaults
5
Aged inventory
$1,320
>90 days on shelf
Inventory turns
3.5×/yr
$2,940 principal converts to inventory if not redeemed.
$1,320 tied up on the shelf. Mark down or move online.
Return to floor; layaway >20% of stock drags gross profit.
Inventory retail value
$68,400
Turns / year
3.5×
Retail sales MTD
$13,600
Retail today
$940
$1,320 tied up on the shelf. Mark down or move online.
ATF 4473 / FL hold clock running before resale.
Calls (30 days)
39
69% reached a person
Jobs booked
14
36% of conversations
Booked value
$2,380
work on the schedule from calls
Agent spend
$12.60
189× return on call cost
Messages sent
52
all channels
Texts
38
confirmations, reminders
Emails
14
invoices, receipts, review requests
Automated
44
nobody typed these
$2,940 principal converts to inventory if not redeemed. Immediately.
ATF 4473 / FL hold clock running before resale. On the day the hold clears.
$1,320 tied up on the shelf. Mark down or move online.
4 reviews to respond to
Replying within 24h keeps the profile active and ranking well.
"Got a real offer in five minutes, no lowballing to see if I'd take less."
Marcus · Regular
"I've renewed the same loan twice. Staff explains the payoff amount every time, no surprises."
Denise · Regular
"Sold a laptop here instead of dealing with strangers online. Paid on the spot, no back and forth."
Julio · Regular